On Point Payments Logo

Privacy Policy

Effective Date: March 18, 2025

1. Introduction

On Point Payments LLC ("we," "us," or "our") respects your privacy and is committed to protecting it through our compliance with this policy. This Privacy Policy describes the types of information we may collect from you, how we use it, and when we share it as you interact with our website and services (collectively, the "Services").

By accessing or using our Services, you consent to the practices described in this Privacy Policy. If you do not agree with any terms, please discontinue use of the Services.

2. Information We Collect

  1. Personal Information: This may include, but is not limited to, your name, business name, email address, telephone number, postal address, and other details you provide to us when you fill out forms or communicate with us.
  2. Transaction Information: For merchant processing, we may collect information about payment details, transaction history, or related data necessary to perform our Services.
  3. Technical/Usage Information: We may gather information about your device and how you interact with our Services. This can include IP addresses, browser information, and any cookies or similar technologies used to collect data on your browsing activity.

3. How We Collect Your Information

  1. Directly from You: Information you voluntarily provide by filling out forms on our website, corresponding with us by phone or email, or otherwise interacting with our Services.
  2. Through Automated Means: We may use cookies and similar technologies to collect certain technical data when you visit or use our website. You can typically refuse or disable cookies through your browser settings, but doing so may impact your ability to use certain features of our website.

4. How We Use Your Information

We use the information we collect to:

  • Provide, maintain, and improve our merchant processing services.
  • Communicate with you, respond to your inquiries, and provide customer support.
  • Fulfill any legal obligations or comply with applicable laws and regulations.
  • Protect our rights and those of our users, customers, and partners.
  • Monitor usage and improve the quality and security of our Services.

5. Sharing and Disclosure of Information

  • No Selling of Information: We do not sell or share personal information with third parties for their own marketing purposes.
  • Service Providers: We may share your information with trusted third-party service providers who perform services on our behalf (e.g., payment processors, IT and security services). These parties are contractually obligated to maintain the confidentiality of your information and use it only to provide the requested services.
  • Legal Requirements and Protection: We may disclose information if required by law or in response to valid legal requests, such as subpoenas, court orders, or to protect the rights, property, or safety of On Point Payments LLC, our customers, or others.
  • Business Transfers: In the event of a merger, acquisition, reorganization, or sale of assets, your information may be transferred as part of that transaction. We will notify you via a prominent notice on our website or by other means if this occurs and affects your personal information.

6. Data Security

We take reasonable measures to help safeguard your personal information from unauthorized access and disclosure. Despite our efforts, please be aware that no security measures are perfect or impenetrable, and we cannot guarantee absolute security. You are responsible for keeping confidential any passwords or other account credentials.

7. Data Retention

We will keep your personal information only as long as necessary to fulfill the purposes for which we collected it or to comply with legal requirements. Once that period has ended, we will securely delete or anonymize your data.

8. Your Rights and Choices

Depending on your jurisdiction, you may have the right to access, correct, update, or request deletion of your personal information. To exercise any of these rights, please contact us using the information provided below.

You may also opt out of certain data collection practices, such as by adjusting your browser settings to refuse cookies. However, doing so may limit certain functionalities of our Services.

9. Children's Privacy

Our Services are not directed at individuals under the age of 13, and we do not knowingly collect personal information from children under 13. If you believe we have collected information from a child under this age, please contact us so we can take appropriate steps to remove that information.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will become effective when we post the revised policy on our website. The date at the top of this page indicates when this policy was last updated. Your continued use of our Services after any update indicates your acceptance of the revised policy.

11. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please reach out to us at:

On Point Payments LLC
support@oppaynow.com